» Isa’s and Investment Management

April 26, 2010

Isa’s and Investment Management

The last budget announced potential modifications to the Isa allowances.
In future, contributions are to be increased every yr by inflation. This is a outstanding gain, as each year the amount of money you will be able to add in tax efficient investments will go up.
For a married couple this means that they would be able to invest up to £20,400 into Individual Savings Accounts.
If however you are intending to use your cash Isa allowance then the maximum amount of money you can invest is ten thousand two hundred pounds.
Where you invest is just as critical as the gains of contributing into a tax effective investment contract.
Every saver in conjunction with their financial adviser should ascertain their attitude to investing. It is important to ensure that your current investments meet their objectives. You should also ascertain on a regular basis to determine that the level of risk has not modified since the investment funds were purchased.
1 way of exercising this is to use a model portfolio of investments. This will allow investors to invest in a risk contained manner and rebalance the portfolio of investments on a annual basis.
If you would like to find out more about asset allocation, Individual Savings Accounts and how to buy investments in a prudential way why not contact us?
Consilium AM provide investment management in Bristol

Enjoyed this post? Tell your friends! These icons link to social bookmarking sites where readers can share and discover new web pages.